Avoiding Probate: Is It Worth It?
April 21, 2015  | By Kevin Smith

When you die, your estate goes through a process that manages, settles, and distributes your property according to the terms of your will. This process is governed by state law and is called probate. Probate proceedings fall under the jurisdiction…Read More

Am I liable for unauthorized transactions on my debit card?
April 21, 2015  | By Kevin Smith

It depends. Federal law provides consumers with protection against most unauthorized credit- and debit-card transactions. Under federal law, consumer liability for unauthorized credit-card transactions is limited to $50. However, many banks and credit-card companies offer even more protection for credit…Read More

What is this new chip-card technology I have been hearing about in the news?
April 21, 2015  | By Kevin Smith

In recent years, data breaches at major retailers have increased across the United States. As a way to counteract these data breaches, many U.S. credit-card companies have started implementing a more secure chip-card technology called EMV (which is short for…Read More