Introducing 401(PRO) – small business retirement plans
December 8, 2017  | By Kevin Smith

As part of our planning services, we consistently see clients with 401(k) plans that are poorly designed, expensive, and not maximizing tax advantages.  Unfortunately, employers are often not aware that they could be receiving better 401(k) services while actually lowering their overall…Read More

New Service: 401(k) Account Management
November 6, 2017  | By Kevin Smith

If you have a 401(k) plan through your employer, chances are that it is receiving the majority of your new investments each year. In a lot of cases, it is the BIGGEST investment account in a household. Until now, we…Read More

Taxes, Retirement, and Timing Social Security
August 31, 2015  | By Kevin Smith

The advantages of tax deferral are often emphasized when it comes to saving for retirement. So it might seem like a good idea to hold off on taking taxable distributions from retirement plans for as long as possible. (Note: Required…Read More

Correlation and Portfolio Performance
August 31, 2015  | By Kevin Smith

Different types of investments are subject to different types of risk. On days when you notice that stock prices have fallen, for example, it would not be unusual to see a rally in the bond market. Asset allocation refers to…Read More

Five Ways to Manage Risk in Your Retirement Savings Plan
August 13, 2015  | By Kevin Smith

Your employer-sponsored retirement savings plan is a convenient way to help you accumulate money for retirement. Using payroll deductions, you invest for the future automatically, following that oft-noted advice to “pay yourself first.” But choosing to participate is just one…Read More

Financial Mistakes People Make at Different Ages
August 13, 2015  | By Kevin Smith

There’s a saying that with age comes wisdom, but this may not always be true in the financial world. As people move through different life stages, there are new opportunities–and potential pitfalls–around every corner. In your 20’s Living beyond your…Read More