Market Forecasts, Mega Stocks, and the Year Ahead
January 25, 2025  | By Kevin Smith

The image below reflects what I imagine the world’s greatest stock market forecaster envisions when she closes her eyes. All of the millions of variables perfectly connected into a beautiful coherent understanding of how it all works: Imagine a formula…Read More

Important Numbers for 2025
December 10, 2024  | By David Lowe

Below are key changes for 2025 recently released by the IRS. Please contact your AWM advisor if you have questions or need clarifying information for your particular situation. SOCIAL SECURITY 2.5 percent cost-of-living adjustment, effective with benefits payable in January 2025…Read More

Tax Planning Strategies Before Year End
September 12, 2024  | By David Lowe

It’s almost the last quarter of 2024. Can you believe it? Now is an ideal time to review your tax planning with your financial advisor and tax preparer or CPA so you can implement appropriate strategies for 2024. If you…Read More

Qualified Charitable Distribution: Philanthropic Impact Meets Tax Savings
January 2, 2024  | By David Lowe

Good news: Through hard work, savings and diligent investing, you retired with $1 million or more in pre-tax IRA funds! Bad news: The government wants its piece of the pie and starts taxing your IRAs in your 70s. Now back…Read More

What to Do With a Lump Sum of Cash?
September 4, 2023  | By Kevin Smith

Having a pile of cash in the bank is usually a good thing, but it requires some stressful decision making. How much can we spend (YOLO!)? How much should we save? What about taxes? Should we pay down our mortgage?…Read More

Vacation Home Tax Treatment
March 2, 2023  | By David Lowe

If you plan to own a vacation home, you probably already can envision your dream site. It could be a cozy mountain chalet, a relaxed beach house within earshot of the surf or a luxurious apartment overlooking the New York…Read More

Choosing a Business Entity: Part II
January 10, 2023  | By David Lowe

Part II: Tax Considerations and Entity Selection Case Studies Entrepreneurial spirit, customer service, innovation and grit are some of the keys to running a successful business. Perhaps just as important, though – at least from a financial perspective – is…Read More

Tax Advantages When Selling a Home
December 10, 2022  | By David Lowe

What if you knew that up to $500,000 of gain on an asset would be tax-free? Would you consider investing in that asset? Chances are, you already own such an investment. More specifically, you live in it. As tax expert…Read More

2023 Increases for Social Security Income, Retirement Plans, HSAs & IRAs
November 30, 2022  | By David Lowe

There are some bright spots amid inflation news. Social Security benefits are set to increase, and workers will be able to contribute more to their retirement accounts in 2023 than in 2022. The following details are important considerations for open…Read More

HSAs: The Triple Tax Advantaged Investment Account
July 26, 2022  | By Manisha Gupta

Although the Health Savings Account (HSA) was created as part of the Medicare Modernization Act in 2003, we field questions almost daily from clients who don’t understand what an HSA account is or how to efficiently use it. During open…Read More