Recession Risk by Life Stages
April 23, 2020  | By Kevin Smith

Early to Mid Career Income risk Younger executives and professionals in the process of establishing careers may be at higher risk of income loss, which can come in the form of reduced base pay, lower bonuses or layoffs. 30% rule…Read More

New Financial Planning Software
February 5, 2019  | By Kevin Smith

Financial planning just got better with the addition of RightCapital, a fresh new cloud-based program for organizing financial information and visualizing financial concepts. We have been using eMoney for almost 10 years, waiting for a competitor to develop a better…Read More

Modern budgets
December 6, 2018  | By Kevin Smith

A tiny fraction of the population loves budgeting and has years of spending data stored in Excel models. The rest of us would rather scrub grout between bathroom tiles. Using a budget is how to make financial progress on purpose….Read More

Am I liable for unauthorized transactions on my debit card?
April 21, 2015  | By Kevin Smith

It depends. Federal law provides consumers with protection against most unauthorized credit- and debit-card transactions. Under federal law, consumer liability for unauthorized credit-card transactions is limited to $50. However, many banks and credit-card companies offer even more protection for credit…Read More

What is this new chip-card technology I have been hearing about in the news?
April 21, 2015  | By Kevin Smith

In recent years, data breaches at major retailers have increased across the United States. As a way to counteract these data breaches, many U.S. credit-card companies have started implementing a more secure chip-card technology called EMV (which is short for…Read More