What To Do With All That Home Equity?
May 3, 2021  | By Kevin Smith

Elon is here and he brought Tesla. It seems like a new celebrity or ultra-wealthy tech investor moves to Austin every week, and I hear casual Austin references in podcasts so often I barely take note anymore. This type of…Read More

Our Updated View on Bitcoin
January 22, 2021  | By Kevin Smith

We have been studying Bitcoin for a few years, trying to understand it from many angles to figure out why, how and when it might make sense to buy. ‘Because the price of Bitcoin has gone up dramatically’ is not…Read More

Cracked screens and the sunk cost fallacy
September 11, 2020  | By Kevin Smith

I almost got tripped up by the sunk cost fallacy. Almost! This is a public service announcement to help others avoid a costly mistake. A sunk cost is the time and/or money already spent. It’s done. For example, you spent…Read More

Great companies at bad prices
July 22, 2020  | By Kevin Smith

Prices matter. In fact, we think prices matter a lot. There is a price low enough to make an unimpressive investment attractive. There is a price high enough to make an amazing investment unattractive. Today, investors in the US stock…Read More

Three Mortgage Refinance Strategies
July 6, 2020  | By Kevin Smith

After a video interview with Nick Flanagan of Summit Funding, I asked if he could share some helpful examples of the different types of mortgage refinancing. Here is what he gave us. Special thanks to Nick for the education. Cost…Read More

How much MSFT, AAPL, AMZN, GOOGL, FB do I own?
May 21, 2020  | By Kevin Smith

When you own a diversified portfolio, it doesn’t feel like owning stocks. What you see on your statement is a list of ETFs or mutual funds with names that describe the type of stocks you own “US Large Cap”, “International…Read More