Articles from the Uncategorized Category


Modern budgets

December 6th, 2018

A tiny fraction of the population loves budgeting and has years of spending data stored in Excel models. The rest of us would rather scrub … Read More


From Vanguard on the Future

December 6th, 2018

Vanguard stepped up its research capabilities and provided more information to investors in 2018 than ever before. Their market outlook for 2019 is particularly well … Read More


My Lunch with Ben Bernanke

November 27th, 2018

Ben Bernanke can smile… and he is actually kind of funny. The perfectly formal and stiff Bernanke we remember from appearances during his tenure at … Read More


Year-End Planning Tips: Your Charitable Fund

October 24th, 2018

A Donor Advised Fund (DAF) is kind of like your own personal endowment, but without the administrative costs and hassles. A DAF is an investment … Read More


Year-End Planning Tips: Employee Benefits

October 24th, 2018

If you have open enrollment between now and the end of the year, here are some important considerations. Health insurance – if your employer offers … Read More


Year-End Planning Tips: Roth Conversions

October 24th, 2018

The Roth IRA is fantastic. When you deposit funds to a Roth IRA, the IRS tells us that you will never be taxed again on … Read More


Year-End Planning Tips: Required Distributions

October 24th, 2018

Required Minimum Distributions You did a great job building up that 401k, but the IRS eventually demands your tax dollars. This applies to people who … Read More


2018 Q3 Trends – Expensive stocks outperformed cheap stocks

October 22nd, 2018

Is the ‘value premium’ dead? Investing with a preference for cheap stocks (named “value” by marketing departments) over expensive stocks (named “growth” by marketing departments) … Read More


2018 Q3 Trends – Global stock market divergence

October 22nd, 2018

The difference between stock market returns from these broad regional categories have reached historical significance in 2018. As disciplined investors, we see an opportunity to … Read More


2018 Q3 Trends – Interest Rates Up

October 22nd, 2018

We have observed a gradual interest rate increase since mid-2017. The change was first experienced in higher yielding cash savings accounts, which was great news … Read More