Warren Buffett is famous for his annual shareholder letter from Berkshire Hathaway. He often explains complex financial concepts in simple, sometimes humorous terms. In over 30 years of such letters to investors, Buffett has rarely even mentioned gold. He changed…Read More
Most life insurance policies don’t do what they were intended to do, and most policy holders are unaware of this problem. Amazingly, almost 65 percent of in-force life insurance policies are inappropriate for the policy holder, priced incorrectly, or are…Read More
I often joke that few people I meet have a strong understanding bonds because 1) bonds are boring and 2) bonds are complicated. ‘Boring and complicated’ don’t make for good movie scripts, book plots, or cocktail hour conversations. My objective…Read More
“I hate insurance.” I’ve heard many clients utter these words and I can certainly empathize with them. We often hear clients describe that paying insurance premiums feels a lot like paying rent or flushing money down the commode. Most don’t…Read More
This is an extremely important question that requires a fundamental understanding of the relationships between companies and their investors and of risk and return. If you get a handle on these concepts, you will have a better idea for how…Read More
