Are you ready to retire?
September 19, 2014  | By Kevin Smith

Here are some questions to ask yourself when deciding whether or not you are ready to retire. Is your nest egg adequate? It’s obvious, but the earlier you retire, the less time you’ll have to save, and the more years…Read More

Quiz: How much do you know about Social Security?
September 3, 2014  | By Kevin Smith

You’re probably covered under Social Security–according to the Social Security Administration, an estimated 165 million workers are*–but how much do you know about this program? Test your knowledge by answering the following questions. Questions 1. If you decide to collect…Read More

The 2014 Social Security Trustees Report: What Does the Future Hold?
August 22, 2014  | By Kevin Smith

Every year, the Trustees of the Social Security Trust Funds release a report to Congress on the current financial condition and projected financial outlook of the program. This year’s report, released on July 28, contains valuable information about the health…Read More

Retirement Myths and Realities
August 5, 2014  | By Kevin Smith

We all have some preconceived notions about what retirement will be like. But how do those notions compare with the reality of retirement? Here are four common retirement myths to consider. 1. My retirement won’t last that long The good…Read More

GAO Report Reveals Why People Claim Social Security Benefits Early
July 29, 2014  | By Kevin Smith

Why would people choose to claim Social Security retirement benefits at the earliest possible age of 62, rather than waiting until their full retirement age (66 to 67 for anyone born in 1943 or later), when doing so would reduce…Read More

Longevity Income Annuities
July 21, 2014  | By Kevin Smith

With luck, many of us can expect to live to a very ripe old age. Are you prepared, however, for the financial implications of that possibility? Today, individuals contemplating retirement frequently face the fact that the financial costs associated with…Read More