2023 Increases for Social Security Income, Retirement Plans, HSAs & IRAs
November 30, 2022  | By David Lowe

There are some bright spots amid inflation news. Social Security benefits are set to increase, and workers will be able to contribute more to their retirement accounts in 2023 than in 2022. The following details are important considerations for open…Read More

HSAs: The Triple Tax Advantaged Investment Account
July 26, 2022  | By Manisha Gupta

Although the Health Savings Account (HSA) was created as part of the Medicare Modernization Act in 2003, we field questions almost daily from clients who don’t understand what an HSA account is or how to efficiently use it. During open…Read More

A better approach to index investing: WSJ article on DFA
December 1, 2016  | By Kevin Smith

We are generally in favor of ‘passive’ or ‘indexing’ strategies as an effective means to capture market returns and fine tune the amount of risk investors want to take. However, not all index-based investment products are the same, and you…Read More

Improved Mobile Access to Your Wealth Management System
March 6, 2014  | By Kevin Smith

  The latest mobile version of the Wealth Management System is now live. We encourage you to explore this excellent use of technology.   Quick links to important information such as: Net Worth Investments Spending Budget Transactions Vault Some of…Read More

Buffett on Investing in Gold
July 1, 2013  | By Kevin Smith

Warren Buffett is famous for his annual shareholder letter from Berkshire Hathaway. He often explains complex financial concepts in simple, sometimes humorous terms. In over 30 years of such letters to investors, Buffett has rarely even mentioned gold. He changed…Read More

What you need to know about bonds
May 3, 2013  | By Kevin Smith

I often joke that few people I meet have a strong understanding bonds because 1) bonds are boring and 2) bonds are complicated. ‘Boring and complicated’ don’t make for good movie scripts, book plots, or cocktail hour conversations. My objective…Read More

How are the prices of stocks and bonds determined?
March 1, 2012  | By Kevin Smith

This is an extremely important question that requires a fundamental understanding of the relationships between companies and their investors and of risk and return. If you get a handle on these concepts, you will have a better idea for how…Read More