3 BIG Financial Considerations to Having Children
June 23, 2016  | By Kevin Smith

By:  Jonathan McQuade, CFP® Okay, okay.  Deciding to have children is not often based on the idea of a positive economic outcome for parents.  As the father of two young children, my colleagues like to remind me of the average…Read More

Taxes, Retirement, and Timing Social Security
August 31, 2015  | By Kevin Smith

The advantages of tax deferral are often emphasized when it comes to saving for retirement. So it might seem like a good idea to hold off on taking taxable distributions from retirement plans for as long as possible. (Note: Required…Read More

Key Numbers for 2015
February 11, 2015  | By Kevin Smith

Every year, the Internal Revenue Service (IRS) announces cost-of-living adjustments that affect contribution limits for retirement plans, thresholds for deductions and credits, and standard deduction and personal exemption amounts. Here are a few of the key adjustments for 2015. Retirement…Read More

Importance of Timing a Roth IRA Conversion
December 12, 2014  | By Kevin Smith

Conventional wisdom holds that if you convert a traditional IRA to a Roth IRA, you should never pay the conversion taxes from IRA assets. The reason is that you’ll be depleting IRA assets that might otherwise be available to grow…Read More

Year-End Charitable Giving
December 10, 2014  | By Kevin Smith

With the holiday season upon us, and the end of one year and the start of another approaching, we pause to give thanks for our blessings and the people in our lives. It is also a time when charitable giving…Read More

Prepare Now for a Year-End Investment Review
October 9, 2014  | By Kevin Smith

Getting organized for your year-end investment review with your financial professional may help make the review process more efficient. Here are some suggestions for making your meeting as productive as possible. Decide what you want to know One of the…Read More